My personal recommendations on the best credit card offers out there!

Chase Sapphire Preferred

Current bonus: Earn 75k Ultimate Rewards points after spending $5,000 on purchases within 3 months of account opening!*

My take: arguably the best place to start in the points game. For a low annual fee of $95, you’ll unlock Chase’s excellent transfer partners to supercharge the value of your points. It pairs nicely with other zero-annual-fee cards, such as the Freedom Flex and Freedom Unlimited.

Capital One Venture X

Current bonus: Earn 75,000 Capital One miles after you spend $4,000 on purchases within 3 months of account opening!*

My take: one of the best “keeper” cards in the game. The annual fee ($395) is much lower than other premium cards and just a few of the many benefits ($300 annual travel credit, 10k miles each card anniversary, access to Capital One’s gorgeous and ever-expanding lounge network) more than make up for the fee.

Chase Bonvoy Boundless

Current bonus: Earn 4 Free Night Awards (each worth up to 50k points) after you spend $4,000 on purchases within 4 months of account opening!*

My take: with newly announced credits, this card has just become my favorite “keeper” hotel card. A $95 annual fee can more than easily be made up by some of its benefits, including the new $100 annual airfare credit, 15 Bonvoy Elite Night Credits, and 35k Free Night Certificate.

*Please click and verify the offer details directly with the provider.

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